Understanding Your Rights: Using OEM Parts in Insurance Claims

 When it comes to car insurance claims, it is important to understand your rights. One of these rights is the right to use OEM (Original Equipment Manufacturer) parts in your repairs.

What are OEM parts?

OEM parts are parts that are made by the same manufacturer that made your car. They are designed to fit your car perfectly and are of the highest quality.

Why should you use OEM parts in your insurance claim?

There are several reasons why you should use OEM parts in your insurance claim:

  • Safety: OEM parts are designed to meet the safety standards of your car manufacturer. Using aftermarket parts could compromise the safety of your car.
  • Performance: OEM parts are designed to work with the other components of your car. Using aftermarket parts could affect the performance of your car.
  • Value: OEM parts are typically more expensive than aftermarket parts. However, they are also more likely to be covered by your insurance company.
  • Warranty: OEM parts are often covered by the manufacturer's warranty. This means that if an OEM part fails, you may be able to get it replaced for free.


What are your rights to use OEM parts in your insurance claim?

Your insurance company is required to pay for the repair of your car using OEM parts. However, there are some exceptions to this rule. For example, if your insurance company can prove that aftermarket parts are of equal quality to OEM parts, they may be able to use them.

How to ensure that your insurance company uses OEM parts in your claim

If you want to ensure that your insurance company uses OEM parts in your claim, you should:

  • Review your policy. Make sure that your insurance policy covers the use of OEM parts.
  • Get a written estimate. When you get an estimate for your repairs, make sure that it specifies that OEM parts will be used.
  • Keep track of your communications. Keep track of all of your communications with your insurance company. This will help you to prove that you requested OEM parts.

Infinite Collision

Infinite Collision is a leading provider of auto repair services. They are committed to using only OEM parts in their repairs. If you are in need of auto repair services, Infinite Collision is a great option to consider.

Conclusion

Using OEM parts in your insurance claim is important for safety, performance, value, and warranty reasons. If you have any questions about your rights to use OEM parts, you should contact your insurance company.

I hope this blog post has been helpful. If you have any questions, please feel free to leave a comment below.

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