OEM vs. Aftermarket Parts: What Insurance Covers & What’s Best for Your Car

When it comes to maintaining and repairing your vehicle, one of the most critical decisions you'll face is whether to use Original Equipment Manufacturer (OEM) parts or aftermarket parts. Both options have their pros and cons, and understanding these can help you make an informed choice that suits your needs and budget. Let's dive into the differences between OEM and aftermarket parts, what insurance typically covers, and how to determine what's best for your car. Understanding OEM and Aftermarket Parts OEM Parts OEM parts are manufactured by the same company that made the original parts for your vehicle. They are designed to fit perfectly and function as intended because they adhere to the same specifications as the parts installed when your car was first built. Typically, OEM parts come with a warranty, providing peace of mind regarding their quality and reliability 1 5 . Aftermarket Parts Aftermarket parts, on the other hand, are produced by third-party manufacturers. ...