Will My Insurance Cover Collision Repairs? A Step-by-Step Guide
When you find yourself in a car accident, one of the first questions that may arise is whether your insurance will cover the cost of collision repairs. Understanding how insurance works about collision repairs can save you time, money, and stress. In this guide, we’ll walk you through the steps to determine if your insurance will cover your collision repairs, featuring insights from Infinite Collision, a trusted collision repair company. Step 1: Understand Your Insurance Policy Before anything else, it’s crucial to familiarize yourself with your auto insurance policy. Here are some key components to look for: Collision Coverage : This type of coverage specifically pays for damage to your vehicle resulting from a collision, regardless of who is at fault. Comprehensive Coverage : While not directly related to collisions, this covers damages caused by events other than accidents (like theft or natural disasters). Deductibles : This is the amount you’ll need to pay out-of-pocket bef...